The industry experience of our Fintech and Financial Services attorneys - as former in-house counsel - is what truly sets Scale apart from other law firms. We are fluent in the issues and challenges facing this sector and provide practical, actionable legal advice that strikes the right balance between innovation and risk management.
Drawing on our extensive knowledge of industry practices and applicable regulatory requirements, we advise our clients on bank partnerships, lending & alternative credit, embedded finance, card products, real estate tech, home equity investments, payments, remittances, earned wage access, auto finance, block chain and digital assets, licensing, regulatory compliance and enforcement. We also act as product counsel and fractional GCs for companies with or without in-house counsel.
Driven by an entrepreneurial ethos, our model allows us to deliver results, reduce churn and improve efficiencies with every client matter. We offer advice that can be operationalized and work closely with business teams to design and implement processes that support growth. We also collaborate regularly with our Scale colleagues, tapping into the firm’s deep bench of legal talent to meet the specific needs of each client.
Our Fintech and Financial Services attorneys handle a wide range of legal and regulatory matters including:
Specifically, our team has deep experience routinely assisting in the following situations:
We can meet the tailored legal needs of each client across a wide range of areas, including corporate / M&A, financing, securities, commercial, regulatory, IP, litigation, employment and real estate.
We have served as GCs and in-house counsel at some of the best known and most innovative companies in the fintech and financial services world, including:
Our client portfolio includes emerging growth companies exploring new technologies related to:
Our attorneys have significant experience handling regulatory matters at the federal and state level, including those involving:
OCC Bulletin Offers Guidance on Venture Lending
In the wake of the Silicon Valley Bank crisis and other incidents of banking distress last year, new participants continue to enter the venture debt market — resulting in the formation of new banking relationships. Accordingly, the Office of the Comptroller of the Currency (“OCC”) issued Bulletin 2023-34 (the “Bulletin”) to address what it sees as “heightened uncertainty” created by these developments.
California’s New Small Business Commercial Financing Regulations
The goal of S.B. 666 is to protect small business borrowers by restricting the types of fees they may be charged by brokers or providers of certain business loans.3 In this article, we address key issues arising under S.B. 666 for both borrowers and lenders.
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